Public Liability Insurance
This cover protects your business against property damage, personal injury or financial loss caused to third parties during the course of its operations.
This cover is essential for businesses of any size that interact directly with members of the public or suppliers. Not every business requires the same level of cover. The right solution depends on the nature of the business, its level of public interaction and the risks involved.
As insurance brokers, we help you find solutions with cover tailored to your working arrangements and the needs of your company or business. We assess the risks associated with your activity and confirm the relevant legal and contractual requirements. We work with several leading insurers to provide you with the most suitable cover at the best possible price.
Public Liability Insurance Cover
Standard Cover
– Personal injury, including slips and falls on business premises;
– Injury or damage caused by company equipment;
– Damage to third-party property;
– Legal defence costs;
– Compensation for which the business is legally liable.
Additional Cover Available
– Cross-liability cover;
– Injury or damage arising from work carried out away from the business premises;
– Extended cover for events or temporary activities.
The cover selected should be tailored to your needs and to the type of risk being insured. It is essential to check the cover, exclusions and sums insured specified in the policy.
More protection. Less risk.
Request a quote for your Public Liability Insurance
We’ll provide a free, no-obligation review of your insurance.
FAQs
What Is the Difference Between Public Liability Insurance and Professional Indemnity Insurance?
These policies cover different types of risk. Public Liability Insurance protects against injury or damage caused to third parties as a result of the company’s operations, premises or equipment. Professional Indemnity Insurance covers claims arising from errors, omissions or technical failures in the provision of professional services. exercício da atividade profissional.
Is Public Liability Insurance Compulsory?
No. However, it is recommended and may be required in certain sectors or professions.
What Does Public Liability Insurance Not Cover?
Public Liability Insurance does not cover claims arising from professional errors, technical mistakes or failures in the provision of professional services.
What Factors Affect the Premium?
The premium depends on the nature of the business, the size of the company, the sums insured, the cover selected and the company’s claims history.