Commercial Combined Insurance
Business Multi-Risk Insurance is suitable for businesses in retail, services and industry, as well as offices, shops and factories. Whatever the size of your business, it protects your premises, equipment, furniture and stock, reducing the financial impact in the event of a claim.
Not all businesses need the same cover. As insurance brokers, we help you find solutions tailored to your working practices and the needs of your company or business. We identify the risks associated with your activities and check any legal or contractual requirements. We work with a range of leading insurers to offer you the best cover at the best price.
As insurance brokers, we help you find solutions tailored to your working practices and the needs of your company or business. In this way, we identify the risks associated with your activities and check any legal or contractual requirements. We also work with a range of leading insurers to offer you the best cover at the best price.
Business Multi-Risk Insurance Cover
Standard Cover
– Fire, lightning and explosion;
– Flooding;
– Burst pipes, water ingress or leaks from pipework;
– Storm damage.
Additional Cover Available
– Theft or burglary;
– Vandalism;
– Business interruption;
– Public liability;
– And more (Contact us).
The cover selected should be tailored to your needs and to the type of risk being insured. It is essential to check the cover, exclusions and sums insured specified in the policy.
More protection. Less risk.
Request a quote for your Business Multi-Risk Insurance
We’ll provide a free, no-obligation review of your insurance.
FAQs
What is the difference between Business Multi-Risk Insurance and Public Liability Insurance?
Business Multi-Risk Insurance protects the company’s assets. Public Liability Insurance protects the company against claims for injury or damage caused to third parties in the course of its business activities. They are different types of insurance and can complement each other.
Is Business Multi-Risk Insurance valid for rented premises?
Yes. The owner of the premises is required to have insurance covering at least the building.
Is Business Multi-Risk Insurance compulsory?
No. However, it is recommended, although not legally required, to protect buildings, equipment, stock and business continuity.
Does Business Multi-Risk Insurance offer tax benefits to the company?
Yes. As insurance premiums are considered operating expenses, the amount may be deductible for corporate income tax purposes.