Business Motor Insurance
Simple, quick and tailored to your needs.
It is suitable for commercial fleets, distribution companies and businesses whose employees travel frequently. It helps protect the company against potentially significant financial costs arising from road accidents.
In Portugal, third-party motor insurance is
compulsory by law and provides compensation for injury
or damage caused to third parties in a road accident. Additional
cover is also available and recommended to protect against damage to the company’s own
vehicles
As insurance brokers, we help you find solutions
with cover tailored to your operating model and the needs
of your company or business. We assess the risks associated with your
activity and confirm the relevant legal and contractual requirements.
We work with several leading insurers to
provide you with the most suitable cover at the best possible price.
Business Motor Insurance Cover
Standard Cover
– Third-party liability;
– Roadside assistance;
– Courtesy car;
– Windscreen cover;
– Legal expenses cover;
– Personal accident cover for the driver and/or all
passengers
Additional Cover Available
– Accidental damage to your own vehicle;
– Collision and overturning;
– Fire, lightning and explosion;
– Theft or burglary;
– Natural hazards;
– Vandalism.
Optional Additional Cover for Electric Vehicles:
– Battery damage or theft;
– Electrical system failure or fire;
– Charging cable damage or theft;
– Legal expenses cover;
– Breakdown assistance and recovery to a charging point.
The cover selected should be tailored to your needs and to the type of risk being insured. It is essential to check the cover, exclusions and sums insured specified in the policy.
More protection. Less risk.
Request a quote for your Business Motor Insurance
We’ll provide a free, no-obligation review of your insurance.
FAQs
What Is Third-Party Motor Insurance?
Third-Party Motor Insurance is compulsory and covers damage to other vehicles, buildings or property, as well as injury caused to third parties, including occupants of other vehicles and pedestrians.
What Is Comprehensive Motor Insurance?
Comprehensive cover is an optional form of Motor Insurance that protects the insured vehicle, even when the driver is responsible for the accident. Depending on the cover selected, it may also include theft and vandalism.
Does Fleet Insurance Offer Tax Benefits for the Company?
Yes. As insurance premiums are considered operating expenses, the amount may be deductible for corporate income tax purposes.
How Much Does Fleet Insurance Cost?
The cost depends on the number and type of vehicles, how they are used, the company’s claims history and the cover selected.