{"id":11911,"date":"2026-05-04T22:04:08","date_gmt":"2026-05-04T21:04:08","guid":{"rendered":"https:\/\/www.somafutureseguros.pt\/?page_id=11911"},"modified":"2026-07-21T16:18:04","modified_gmt":"2026-07-21T15:18:04","slug":"business-multi-risk-insurance","status":"publish","type":"page","link":"https:\/\/www.somafutureseguros.pt\/en\/seguros-empresas\/seguro-multirriscos-empresas\/","title":{"rendered":"Commercial Combined Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11911\" class=\"elementor elementor-11911\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8cc1a8 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"f8cc1a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0ecb239 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"0ecb239\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d9f7eb3 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"d9f7eb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fa737e elementor-widget elementor-widget-spacer\" data-id=\"7fa737e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bbe2e8 elementor-widget elementor-widget-spacer\" data-id=\"0bbe2e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8346941 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8346941\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Commercial Combined Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a21737 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"3a21737\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-260f6a3 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"260f6a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"color: #ffffff;\">Business Multi-Risk Insurance protects your assets. Simple, fast and tailored to your needs.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-290e7f0 animated-slow elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"290e7f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"#simulador\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Get a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cc4c20 elementor-widget elementor-widget-spacer\" data-id=\"0cc4c20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55fe6aa e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"55fe6aa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bac4816 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"bac4816\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f44d219 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"f44d219\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9329529 elementor-widget elementor-widget-heading\" data-id=\"9329529\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Business Multi-Risk Insurance is suitable for businesses in retail, services and industry, as well as offices, shops and factories. Whatever the size of your business, it protects your premises, equipment, furniture and stock, reducing the financial impact in the event of a claim.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-539309a elementor-widget elementor-widget-spacer\" data-id=\"539309a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7501904 elementor-widget elementor-widget-image\" data-id=\"7501904\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b26836 elementor-widget elementor-widget-spacer\" data-id=\"5b26836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe6802a elementor-widget elementor-widget-text-editor\" data-id=\"fe6802a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Not all businesses need the same cover. As insurance brokers, we help you find solutions tailored to your working practices and the needs of your company or business. We identify the risks associated with your activities and check any legal or contractual requirements. We work with a range of leading insurers to offer you the best cover at the best price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6a4069 elementor-widget elementor-widget-spacer\" data-id=\"e6a4069\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c238ec6 elementor-widget elementor-widget-text-editor\" data-id=\"c238ec6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">As insurance brokers, we help you find solutions tailored to your working practices and the needs of your company or business. In this way, we identify the risks associated with your activities and check any legal or contractual requirements. We also work with a range of leading insurers to offer you the best cover at the best price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e04c980 elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"e04c980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/www.somafutureseguros.pt\/en\/contacts\/\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Talk to us<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcfaf62 elementor-widget elementor-widget-spacer\" data-id=\"fcfaf62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bec0ebc e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"bec0ebc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6da031 elementor-widget elementor-widget-image\" data-id=\"a6da031\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2300\" height=\"2364\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png\" class=\"attachment-full size-full wp-image-11288\" alt=\"\" srcset=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png 2300w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-292x300.png 292w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-996x1024.png 996w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-768x789.png 768w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1494x1536.png 1494w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1993x2048.png 1993w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-700x719.png 700w\" sizes=\"(max-width: 2300px) 100vw, 2300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c8193f e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"7c8193f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4f53409 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"4f53409\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da32f4d elementor-widget elementor-widget-heading\" data-id=\"da32f4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business Multi-Risk Insurance Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5463c4 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"c5463c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ee63f5 elementor-widget elementor-widget-spacer\" data-id=\"6ee63f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-827899d e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"827899d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43d6a26 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"43d6a26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b12d4a6 elementor-widget elementor-widget-spacer\" data-id=\"b12d4a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a67958 elementor-widget elementor-widget-heading\" data-id=\"9a67958\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Standard Cover<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f5f6af elementor-widget elementor-widget-text-editor\" data-id=\"1f5f6af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">&#8211;\u00a0<\/span><a href=\"https:\/\/prociv.gov.pt\/pt\/seguranca-contra-incendio\/servicos\/medidas-autoprotecao-edificios\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">Fire<\/a><span style=\"color: #ffffff;\">, lightning and explosion;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Flooding; <\/span><br \/><span style=\"color: #ffffff;\">\u2013 Burst pipes, water ingress or leaks from pipework;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Storm damage.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4310a1b elementor-widget elementor-widget-spacer\" data-id=\"4310a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9acc4d2 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"9acc4d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3efcbd3 elementor-widget elementor-widget-spacer\" data-id=\"3efcbd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c63f7e elementor-widget elementor-widget-heading\" data-id=\"8c63f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Additional Cover Available<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b104daa elementor-widget elementor-widget-text-editor\" data-id=\"b104daa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">\u2013 Theft or burglary;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Vandalism;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Business interruption;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Public liability;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 And more (Contact us).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1650c32 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"1650c32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a323e6d elementor-widget elementor-widget-text-editor\" data-id=\"a323e6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">The cover selected should be tailored to your needs and to the type of risk being insured. It is essential to check the cover, exclusions and sums insured specified in the policy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae01169 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"ae01169\" data-element_type=\"container\" data-e-type=\"container\" id=\"simulador\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-538b6dd e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"538b6dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3b384e elementor-widget elementor-widget-heading\" data-id=\"f3b384e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">More protection. Less risk.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab740a elementor-widget elementor-widget-heading\" data-id=\"8ab740a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Request a quote for your Business Multi-Risk Insurance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04466b1 elementor-widget elementor-widget-image\" data-id=\"04466b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6755b9 elementor-widget elementor-widget-heading\" data-id=\"c6755b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We\u2019ll provide a free, no-obligation review of your insurance.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5240c3 elementor-widget elementor-widget-spacer\" data-id=\"c5240c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8441c0 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c8441c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-970f4d7 elementor-widget elementor-widget-shortcode\" data-id=\"970f4d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f13158-o1\" lang=\"pt-PT\" dir=\"ltr\" data-wpcf7-id=\"13158\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/11911#wpcf7-f13158-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formul\u00e1rio de contacto\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/11911#wpcf7-f13158-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"13158\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"pt_PT\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f13158-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:13158,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/>\n<\/fieldset>\n<div class=\"sf-form\">\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nif\"><input size=\"40\" maxlength=\"9\" minlength=\"9\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tax Identification Number (NIF)\" value=\"\" type=\"text\" name=\"nif\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Mobile number\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Subject\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>\n\n<div class=\"sf-acceptance sf-rgpd\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"rgpd\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"rgpd\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\"><span>I have read and accept the <a href=\"https:\/\/www.somafutureseguros.pt\/en\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a> and consent to the processing of my personal data.<\/span><\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAAC-URX_BPx9wrAEk\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"empresarial\" type=\"hidden\" name=\"tipo-de-cliente\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"multi\" type=\"hidden\" name=\"tipo-de-seguro\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"SEND\" \/>\n\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e459176 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"e459176\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b218cdc e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"b218cdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f5958c elementor-widget elementor-widget-heading\" data-id=\"7f5958c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e586730 elementor-widget elementor-widget-bridge_accordion\" data-id=\"e586730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bridge_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"qode-accordion-holder clearfix qode-accordion qode-initial\">\n            <h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        What is the difference between Business Multi-Risk Insurance and Public Liability Insurance?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Business Multi-Risk Insurance protects the company\u2019s assets. Public Liability Insurance protects the company against claims for injury or damage caused to third parties in the course of its business activities. They are different types of insurance and can complement each other.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Is Business Multi-Risk Insurance valid for rented premises?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Yes. The owner of the premises is required to have insurance covering at least the building.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Is Business Multi-Risk Insurance compulsory?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>No. However, it is recommended, although not legally required, to protect buildings, equipment, stock and business continuity.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Does Business Multi-Risk Insurance offer tax benefits to the company?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Yes. As insurance premiums are considered operating expenses, the amount may be deductible for corporate income tax purposes.<\/p>    <\/div>\n<\/div>        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro Multirriscos Empresas O Seguro Multirriscos empresas protege o patrim\u00f3nio. Simples, r\u00e1pido e \u00e0 sua medida. Pedir Simula\u00e7\u00e3o O Seguro Multirriscos Empresas \u00e9 indicado para com\u00e9rcio, servi\u00e7os, ind\u00fastria, escrit\u00f3rios, lojas ou f\u00e1bricas. Independentemente da dimens\u00e3o, assegura prote\u00e7\u00e3o das instala\u00e7\u00f5es, dos equipamentos, mobili\u00e1rio e mercadorias, reduzindo&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":11027,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-11911","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro Multirriscos Empresas | SomaFuture Media\u00e7\u00e3o de Seguros<\/title>\n<meta name=\"description\" content=\"Proteja instala\u00e7\u00f5es e equipamentos com um Seguro Multirriscos Empresas. 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