{"id":11857,"date":"2026-05-04T21:24:06","date_gmt":"2026-05-04T20:24:06","guid":{"rendered":"https:\/\/www.somafutureseguros.pt\/?page_id=11857"},"modified":"2026-07-08T15:57:45","modified_gmt":"2026-07-08T14:57:45","slug":"seguro-acidentes-trabalho-conta-de-outrem","status":"publish","type":"page","link":"https:\/\/www.somafutureseguros.pt\/en\/seguros-empresas\/seguro-acidentes-trabalho-conta-de-outrem\/","title":{"rendered":"Seguro de Acidentes de Trabalho por Conta de Outrem"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11857\" class=\"elementor elementor-11857\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c891171 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"c891171\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9370465 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"9370465\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40292cb e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"40292cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05f528a elementor-widget elementor-widget-spacer\" data-id=\"05f528a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2386c0c elementor-widget elementor-widget-spacer\" data-id=\"2386c0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b530a40 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b530a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Seguro de Acidentes de Trabalho por Conta de Outrem<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1909d8d animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"1909d8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aadb55 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4aadb55\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">Esta prote\u00e7\u00e3o salvaguarda o trabalhador e ajuda a empresa a cumprir as suas obriga\u00e7\u00f5es legais. Simples, r\u00e1pida e \u00e0 sua medida.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e24387 animated-slow elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"9e24387\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"#simulador\" target=\"_self\">\n\t<span class=\"qodef-m-text\">Pedir Simula\u00e7\u00e3o<\/span>\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1865ad elementor-widget elementor-widget-spacer\" data-id=\"e1865ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-825cbe7 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"825cbe7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e327d79 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"e327d79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e47f73 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3e47f73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-124ae99 elementor-widget elementor-widget-heading\" data-id=\"124ae99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Prote\u00e7\u00e3o para trabalhadores por conta de outrem.  Esta cobertura \u00e9 uma salvaguarda para os trabalhadores em caso de acidente ocorrido durante o exerc\u00edcio da atividade profissional. Al\u00e9m disso, ajuda a empresa a cumprir as obriga\u00e7\u00f5es legais aplic\u00e1veis.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f41948e elementor-widget elementor-widget-spacer\" data-id=\"f41948e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efebcd0 elementor-widget elementor-widget-image\" data-id=\"efebcd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c60c83 elementor-widget elementor-widget-spacer\" data-id=\"6c60c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-019d3ed elementor-widget elementor-widget-text-editor\" data-id=\"019d3ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Na falta desta cobertura, a entidade empregadora pode ter de garantir apoio m\u00e9dico, indemniza\u00e7\u00f5es e prote\u00e7\u00e3o financeira sempre que um trabalhador sofra um <a href=\"https:\/\/portal.act.gov.pt\/Pages\/Acidentes_trabalho.aspx\">acidente<\/a> relacionado com a fun\u00e7\u00e3o ou durante o hor\u00e1rio de trabalho, dentro ou fora das instala\u00e7\u00f5es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-799b753 elementor-widget elementor-widget-spacer\" data-id=\"799b753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b52161 elementor-widget elementor-widget-text-editor\" data-id=\"1b52161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Como mediadores de seguros, ajudamos a encontrar solu\u00e7\u00f5es com coberturas ajustadas ao modelo laboral e \u00e0s necessidades de empresa ou neg\u00f3cio. Identificamos os riscos da sua atividade e confirmamos as exig\u00eancias legais\/contratuais. Trabalhamos com v\u00e1rias seguradoras de refer\u00eancia para lhe apresentar as melhores coberturas ao melhor pre\u00e7o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84b73c4 elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"84b73c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/www.somafutureseguros.pt\/en\/contactos\/\" target=\"_self\">\n\t<span class=\"qodef-m-text\">Fale connosco<\/span>\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f852871 elementor-widget elementor-widget-spacer\" data-id=\"f852871\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1eff817 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"1eff817\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a97453 elementor-widget elementor-widget-image\" data-id=\"9a97453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2300\" height=\"2364\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png\" class=\"attachment-full size-full wp-image-11288\" alt=\"\" srcset=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png 2300w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-292x300.png 292w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-996x1024.png 996w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-768x789.png 768w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1494x1536.png 1494w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1993x2048.png 1993w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-700x719.png 700w\" sizes=\"(max-width: 2300px) 100vw, 2300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9dd937 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"f9dd937\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f03237a e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"f03237a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39c66a1 elementor-widget elementor-widget-heading\" data-id=\"39c66a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coberturas Seguro de Acidentes de Trabalho<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5a9a5 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"dd5a9a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9690557 elementor-widget elementor-widget-spacer\" data-id=\"9690557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c952774 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c952774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6510ee4 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"6510ee4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c47bd48 elementor-widget elementor-widget-spacer\" data-id=\"c47bd48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8699d47 elementor-widget elementor-widget-heading\" data-id=\"8699d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Coberturas Comuns<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8091ec8 elementor-widget elementor-widget-text-editor\" data-id=\"8091ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">&#8211; Assist\u00eancia M\u00e9dica e Hospitalar Imediata e Prolongada;<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Despesas com Medicamentos, Tratamentos e Transporte;<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Indemniza\u00e7\u00e3o em caso de Incapacidade Tempor\u00e1ria ou Permanente;<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Pens\u00f5es e Subs\u00eddios aos Familiares em caso de Morte.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be61dfe elementor-widget elementor-widget-spacer\" data-id=\"be61dfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b53776 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"7b53776\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca412ad elementor-widget elementor-widget-spacer\" data-id=\"ca412ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffd70ad elementor-widget elementor-widget-heading\" data-id=\"ffd70ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Coberturas Complementares Poss\u00edveis<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ce997 elementor-widget elementor-widget-text-editor\" data-id=\"c7ce997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">&#8211; Reabilita\u00e7\u00e3o;<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Assist\u00eancia ao Domic\u00edlio;<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Apoio Psicol\u00f3gico.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0270a4 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"f0270a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b309efd elementor-widget elementor-widget-text-editor\" data-id=\"b309efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">A escolha das coberturas deve ser ajustada \u00e0s suas necessidades ao tipo de risco a segurar, \u00e9 essencial verificar as coberturas, exclus\u00f5es e capitais seguros definidos na ap\u00f3lice.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a20fd7 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"1a20fd7\" data-element_type=\"container\" data-e-type=\"container\" id=\"simulador\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5382bb5 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"5382bb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-796bc4c elementor-widget elementor-widget-heading\" data-id=\"796bc4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mais prote\u00e7\u00e3o. Menos Riscos.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc0b64 elementor-widget elementor-widget-heading\" data-id=\"8dc0b64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pe\u00e7a uma simula\u00e7\u00e3o do seu Seguro de Acidentes de Trabalho por Conta de Outrem<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b88adcf elementor-widget elementor-widget-image\" data-id=\"b88adcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6bb14 elementor-widget elementor-widget-heading\" data-id=\"5a6bb14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Enviaremos uma an\u00e1lise gratuita do seu seguro e sem compromisso.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2544495 elementor-widget elementor-widget-spacer\" data-id=\"2544495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2468545 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"2468545\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5051ce7 elementor-widget elementor-widget-shortcode\" data-id=\"5051ce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f13137-o1\" lang=\"pt-PT\" dir=\"ltr\" data-wpcf7-id=\"13137\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/11857#wpcf7-f13137-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formul\u00e1rio de contacto\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/11857#wpcf7-f13137-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"13137\" \/><input 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value=\"{&quot;form_id&quot;:13137,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/>\n<\/fieldset>\n<div class=\"sf-form\">\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nome completo\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nif\"><input size=\"40\" maxlength=\"9\" minlength=\"9\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"NIF\" value=\"\" type=\"text\" name=\"nif\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Telem\u00f3vel\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Assunto\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Mensagem\" name=\"your-message\"><\/textarea><\/span>\n\n<div class=\"sf-acceptance sf-rgpd\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"rgpd\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"rgpd\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\"><span>Li e aceito a <a href=\"https:\/\/www.somafutureseguros.pt\/en\/politica-de-privacidade\/\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de Privacidade<\/a> e o tratamento dos meus dados pessoais.<\/span><\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAAC-URX_BPx9wrAEk\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"empresarial\" type=\"hidden\" name=\"tipo-de-cliente\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"at\" type=\"hidden\" name=\"tipo-de-seguro\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"ENVIAR\" \/>\n\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7c2417 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"d7c2417\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caaa8b5 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"caaa8b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6872ac4 elementor-widget elementor-widget-heading\" data-id=\"6872ac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52038ce elementor-widget elementor-widget-bridge_accordion\" data-id=\"52038ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bridge_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"qode-accordion-holder clearfix qode-accordion qode-initial\">\n            <h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        O Seguro de Acidentes de Trabalho por Conta de Outrem \u00e9 obrigat\u00f3rio?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Sim. O Seguro de Acidentes de Trabalho para Trabalhadores por Conta de Outrem \u00e9 obrigat\u00f3rio por lei em Portugal para todas as entidades empregadoras, previsto no decreto-Lei n.\u00ba 98\/2009, de 4 de setembro.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        O que \u00e9 um acidente de trabalho?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>S\u00e3o considerados acidentes de trabalho aqueles que ocorrem no local de trabalho, durante o hor\u00e1rio laboral e no trajeto habitual entre a resid\u00eancia e a empresa ou em desloca\u00e7\u00f5es em trabalho.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Qual \u00e9 a diferen\u00e7a entre o Seguro de Acidentes de Trabalho e o Seguro de Sa\u00fade oferecido pela empresa?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Os dois seguros t\u00eam fun\u00e7\u00f5es diferentes e n\u00e3o se substituem. Esta cobertura protege o trabalhador em caso de acidente laboral e \u00e9 obrigat\u00f3ria por lei para as empresas. J\u00e1 o seguro de sa\u00fade melhora o acesso a cuidados m\u00e9dicos no dia a dia e funciona como benef\u00edcio facultativo.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Este seguro tem benef\u00edcios fiscais para a empresa?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Sim. Uma vez que os pr\u00e9mios pagos pelo seguro de acidentes de trabalho s\u00e3o considerados custos operacionais, o valor pode ser deduzido em sede de IRC.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Como \u00e9 calculado o pre\u00e7o?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>O valor varia conforme a atividade profissional, o n\u00famero de trabalhadores da empresa, a massa salarial, o grau de risco associado \u00e0s fun\u00e7\u00f5es e as coberturas contratadas. Por isso, analisamos cada caso antes de apresentar uma proposta.<\/p>    <\/div>\n<\/div>        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro de Acidentes de Trabalho por Conta de Outrem Esta prote\u00e7\u00e3o salvaguarda o trabalhador e ajuda a empresa a cumprir as suas obriga\u00e7\u00f5es legais. Simples, r\u00e1pida e \u00e0 sua medida. Pedir Simula\u00e7\u00e3o Prote\u00e7\u00e3o para trabalhadores por conta de outrem. Esta cobertura \u00e9 uma salvaguarda para&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":11027,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-11857","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro de Acidentes de Trabalho | SomaFuture Seguros<\/title>\n<meta name=\"description\" content=\"Proteja os colaboradores com um Seguro de Acidentes de Trabalho. 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