{"id":11857,"date":"2026-05-04T21:24:06","date_gmt":"2026-05-04T20:24:06","guid":{"rendered":"https:\/\/www.somafutureseguros.pt\/?page_id=11857"},"modified":"2026-07-08T15:57:45","modified_gmt":"2026-07-08T14:57:45","slug":"employers-workers-compensation-insurance","status":"publish","type":"page","link":"https:\/\/www.somafutureseguros.pt\/en\/seguros-empresas\/seguro-acidentes-trabalho-conta-de-outrem\/","title":{"rendered":"Workplace Accident Insurance for Employees"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11857\" class=\"elementor elementor-11857\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c891171 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"c891171\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9370465 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"9370465\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40292cb e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"40292cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05f528a elementor-widget elementor-widget-spacer\" data-id=\"05f528a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2386c0c elementor-widget elementor-widget-spacer\" data-id=\"2386c0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b530a40 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b530a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Workplace Accident Insurance for Employees<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1909d8d animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"1909d8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aadb55 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4aadb55\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">This cover protects employees and helps companies meet their legal obligations. Simple, quick and tailored to your needs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e24387 animated-slow elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"9e24387\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"#simulador\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Get a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1865ad elementor-widget elementor-widget-spacer\" data-id=\"e1865ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-825cbe7 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"825cbe7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e327d79 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"e327d79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e47f73 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3e47f73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-124ae99 elementor-widget elementor-widget-heading\" data-id=\"124ae99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Protection for employees in the event of an accident occurring while carrying out their professional duties. It also helps the company comply with the applicable legal requirements.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f41948e elementor-widget elementor-widget-spacer\" data-id=\"f41948e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efebcd0 elementor-widget elementor-widget-image\" data-id=\"efebcd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c60c83 elementor-widget elementor-widget-spacer\" data-id=\"6c60c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-019d3ed elementor-widget elementor-widget-text-editor\" data-id=\"019d3ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Without this cover, the employer may have to provide medical assistance, compensation and financial support whenever an employee suffers an <a href=\"https:\/\/portal.act.gov.pt\/Pages\/Acidentes_trabalho.aspx\">accident<\/a> related to their role or during working hours, whether on or off the company\u2019s premises.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-799b753 elementor-widget elementor-widget-spacer\" data-id=\"799b753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b52161 elementor-widget elementor-widget-text-editor\" data-id=\"1b52161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">As insurance brokers, we help you find solutions with cover tailored to your working arrangements and the needs of your company or business. We assess the risks associated with your activity and confirm the relevant legal and contractual requirements. We work with several leading insurers to provide you with the most suitable cover at the best possible price.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84b73c4 elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"84b73c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/www.somafutureseguros.pt\/en\/contacts\/\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Talk to us<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f852871 elementor-widget elementor-widget-spacer\" data-id=\"f852871\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1eff817 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"1eff817\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a97453 elementor-widget elementor-widget-image\" data-id=\"9a97453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2300\" height=\"2364\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png\" class=\"attachment-full size-full wp-image-11288\" alt=\"\" srcset=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul.png 2300w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-292x300.png 292w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-996x1024.png 996w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-768x789.png 768w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1494x1536.png 1494w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-1993x2048.png 1993w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-azul-700x719.png 700w\" sizes=\"(max-width: 2300px) 100vw, 2300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9dd937 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"f9dd937\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f03237a e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"f03237a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39c66a1 elementor-widget elementor-widget-heading\" data-id=\"39c66a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Workplace Accident Insurance Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5a9a5 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"dd5a9a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9690557 elementor-widget elementor-widget-spacer\" data-id=\"9690557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c952774 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c952774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6510ee4 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"6510ee4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c47bd48 elementor-widget elementor-widget-spacer\" data-id=\"c47bd48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8699d47 elementor-widget elementor-widget-heading\" data-id=\"8699d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Standard Cover<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8091ec8 elementor-widget elementor-widget-text-editor\" data-id=\"8091ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">\u2013 Immediate and ongoing medical and hospital care;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Medication, treatment and transport expenses;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Compensation in the event of temporary or permanent incapacity;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Pensions and benefits for family members in the event of death.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be61dfe elementor-widget elementor-widget-spacer\" data-id=\"be61dfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b53776 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"7b53776\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca412ad elementor-widget elementor-widget-spacer\" data-id=\"ca412ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffd70ad elementor-widget elementor-widget-heading\" data-id=\"ffd70ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Additional Cover Available<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7ce997 elementor-widget elementor-widget-text-editor\" data-id=\"c7ce997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">\u2013 Rehabilitation;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Home assistance;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Psychological support.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0270a4 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"f0270a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b309efd elementor-widget elementor-widget-text-editor\" data-id=\"b309efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">The cover selected should be tailored to your needs and to the type of risk being insured. It is essential to check the cover, exclusions and sums insured specified in the policy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a20fd7 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"1a20fd7\" data-element_type=\"container\" data-e-type=\"container\" id=\"simulador\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5382bb5 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"5382bb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-796bc4c elementor-widget elementor-widget-heading\" data-id=\"796bc4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">More protection. Less risk.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc0b64 elementor-widget elementor-widget-heading\" data-id=\"8dc0b64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Request a Quote for Workplace Accident Insurance for Employees<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b88adcf elementor-widget elementor-widget-image\" data-id=\"b88adcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-laranja-gradiente-rmfrafskys7jf0sbet76hkzml9dcj3tedakqp6dgqo.webp\" title=\"separador-laranja-gradiente\" alt=\"separador-laranja-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6bb14 elementor-widget elementor-widget-heading\" data-id=\"5a6bb14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We\u2019ll provide a free, no-obligation review of your insurance.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2544495 elementor-widget elementor-widget-spacer\" data-id=\"2544495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2468545 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"2468545\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5051ce7 elementor-widget elementor-widget-shortcode\" data-id=\"5051ce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f13137-o1\" lang=\"pt-PT\" dir=\"ltr\" data-wpcf7-id=\"13137\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/11857#wpcf7-f13137-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formul\u00e1rio de contacto\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/11857#wpcf7-f13137-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"13137\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input 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\/>\n<\/fieldset>\n<div class=\"sf-form\">\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Full Name\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nif\"><input size=\"40\" maxlength=\"9\" minlength=\"9\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tax Identification Number (NIF)\" value=\"\" type=\"text\" name=\"nif\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Mobile number\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Subject\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Message\" name=\"your-message\"><\/textarea><\/span>\n\n<div class=\"sf-acceptance sf-rgpd\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"rgpd\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"rgpd\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\"><span>I have read and accept the <a href=\"https:\/\/www.somafutureseguros.pt\/en\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a> and consent to the processing of my personal data.<\/span><\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAAC-URX_BPx9wrAEk\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"empresarial\" type=\"hidden\" name=\"tipo-de-cliente\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"at\" type=\"hidden\" name=\"tipo-de-seguro\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"SEND\" \/>\n\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7c2417 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"d7c2417\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caaa8b5 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"caaa8b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6872ac4 elementor-widget elementor-widget-heading\" data-id=\"6872ac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52038ce elementor-widget elementor-widget-bridge_accordion\" data-id=\"52038ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bridge_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"qode-accordion-holder clearfix qode-accordion qode-initial\">\n            <h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Is Workplace Accident Insurance for Employees Compulsory?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Yes. In Portugal, employers are legally required to take out Workplace Accident Insurance for all employees, under Law No. 98\/2009 of 4 September.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        What Is Considered a Workplace Accident?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>A workplace accident is an accident that occurs at the workplace, during working hours, while travelling on the usual route between home and the workplace, or while travelling for work purposes.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        What Is the Difference Between Workplace Accident Insurance and Health Insurance Provided by the Company?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>The two types of insurance serve different purposes and do not replace one another. Workplace Accident Insurance protects employees in the event of a work-related accident and is compulsory for employers under Portuguese law. Health insurance, on the other hand, improves access to everyday healthcare services and is an optional employee benefit.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Are the Insurance Premiums Tax-Deductible for the Company?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Yes. As Workplace Accident Insurance premiums are generally treated as an operating expense, their cost may be deductible for Portuguese Corporate Income Tax purposes, subject to the applicable tax rules.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        How is the price calculated?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>The premium varies according to the company\u2019s business activity, the number of employees, its total payroll, the level of risk associated with each role and the cover selected. For this reason, we assess each case individually before providing a quotation.<\/p>    <\/div>\n<\/div>        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro de Acidentes de Trabalho por Conta de Outrem Esta prote\u00e7\u00e3o salvaguarda o trabalhador e ajuda a empresa a cumprir as suas obriga\u00e7\u00f5es legais. Simples, r\u00e1pida e \u00e0 sua medida. Pedir Simula\u00e7\u00e3o Prote\u00e7\u00e3o para trabalhadores por conta de outrem. Esta cobertura \u00e9 uma salvaguarda para&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":11027,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-11857","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro de Acidentes de Trabalho | SomaFuture Seguros<\/title>\n<meta name=\"description\" content=\"Proteja os colaboradores com um Seguro de Acidentes de Trabalho. 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