{"id":11795,"date":"2026-05-04T17:56:14","date_gmt":"2026-05-04T16:56:14","guid":{"rendered":"https:\/\/www.somafutureseguros.pt\/?page_id=11795"},"modified":"2026-07-08T16:12:53","modified_gmt":"2026-07-08T15:12:53","slug":"retirement-savings-plan","status":"publish","type":"page","link":"https:\/\/www.somafutureseguros.pt\/en\/seguros-particulares\/seguro-ppr\/","title":{"rendered":"PPR Retirement Savings Plan"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11795\" class=\"elementor elementor-11795\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54888a1 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"54888a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-47fd508 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"47fd508\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3470294 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3470294\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b83493 elementor-widget elementor-widget-spacer\" data-id=\"2b83493\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ed16f7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4ed16f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">PPR Retirement Savings Plan<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0db9f8 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"c0db9f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e718a2 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2e718a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"color: #ffffff;\">A PPR retirement savings plan is an investment in your future. Simple, quick and tailored to your needs.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ceab5 animated-slow elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"a7ceab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"#simulador\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Get a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e53c4e elementor-widget elementor-widget-spacer\" data-id=\"8e53c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bd5d9b e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3bd5d9b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-940d882 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"940d882\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b143b13 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"b143b13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f26a27f elementor-widget elementor-widget-heading\" data-id=\"f26a27f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">A PPR, or retirement savings plan, is a medium to long-term savings solution for anyone seeking greater financial security for the future.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-985c1d5 elementor-widget elementor-widget-spacer\" data-id=\"985c1d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-974dc8d elementor-widget elementor-widget-image\" data-id=\"974dc8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-azul-gradiente-rmfq5gzt3q4neuajmlpjbf5ejpag206jqizwq145xc.webp\" title=\"separador-azul-gradiente\" alt=\"separador-azul-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-870472c elementor-widget elementor-widget-spacer\" data-id=\"870472c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5766634 elementor-widget elementor-widget-text-editor\" data-id=\"5766634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">A PPR insurance plan can help supplement your <a href=\"https:\/\/www.consumidor.asf.com.pt\/poupan%C3%A7a\/planos-de-poupan%C3%A7a\">retirement<\/a> income and may also provide tax benefits, depending on the applicable conditions. It may therefore be suitable for employees, self-employed people and anyone wishing to save regularly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aafa0c elementor-widget elementor-widget-spacer\" data-id=\"2aafa0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-721e341 elementor-widget elementor-widget-text-editor\" data-id=\"721e341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">At SomaFuture Insurance Brokerage, we assess your financial circumstances, objectives and capacity to save. We then work with a range of leading insurers to find the PPR plan best suited to your needs.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d9eb9d elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"6d9eb9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/www.somafutureseguros.pt\/en\/contacts\/\" target=\"_self\">\n\t\t<span class=\"qodef-m-text\">Talk to us<\/span>\n\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-442bd31 elementor-widget elementor-widget-spacer\" data-id=\"442bd31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f3989b e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"2f3989b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff9e4b elementor-widget elementor-widget-image\" data-id=\"5ff9e4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2300\" height=\"2364\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja.png\" class=\"attachment-full size-full wp-image-11282\" alt=\"\" srcset=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja.png 2300w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-292x300.png 292w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-996x1024.png 996w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-768x789.png 768w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-1494x1536.png 1494w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-1993x2048.png 1993w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-700x719.png 700w\" sizes=\"(max-width: 2300px) 100vw, 2300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f42f8e e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"9f42f8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b71b71d e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"b71b71d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc06b4d elementor-widget elementor-widget-heading\" data-id=\"cc06b4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Features of a PPR Insurance Plan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db6b62 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"1db6b62\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a845a7e elementor-widget elementor-widget-spacer\" data-id=\"a845a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f09583 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"9f09583\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c162176 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c162176\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d6aa55 elementor-widget elementor-widget-heading\" data-id=\"7d6aa55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Standard Cover<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd3429 elementor-widget elementor-widget-text-editor\" data-id=\"0cd3429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">\u2013 Capital-guaranteed insurance, offering lower risk and potentially lower returns; <\/span><br \/><span style=\"color: #ffffff;\">\u2013 Non-capital-guaranteed insurance, offering potentially higher returns but involving greater risk;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282d281 elementor-widget elementor-widget-text-editor\" data-id=\"282d281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">\u2013 Partial or full capital protection, depending on the product;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 Death benefit, paid to the nominated beneficiary;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6b3945 elementor-widget elementor-widget-text-editor\" data-id=\"a6b3945\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">\u2013 Potential Portuguese income tax relief of up to 20% of contributions, subject to annual age-based limits;<\/span><br \/><span style=\"color: #ffffff;\">\u2013 A reduced Portuguese income tax rate on returns when funds are withdrawn, provided the applicable holding-period rules are met.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aaf5c2 elementor-widget elementor-widget-spacer\" data-id=\"9aaf5c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba2eb62 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"ba2eb62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca6b05 elementor-widget elementor-widget-spacer\" data-id=\"1ca6b05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ef2112 elementor-widget elementor-widget-text-editor\" data-id=\"5ef2112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"color: #ffffff;\">The plan selected should reflect your needs and the level of risk you are prepared to accept. Always check the cover, exclusions, guarantees and sums insured stated in the policy.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca14c2b elementor-widget elementor-widget-spacer\" data-id=\"ca14c2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7229a09 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"7229a09\" data-element_type=\"container\" data-e-type=\"container\" id=\"simulador\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5892804 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"5892804\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ad277 elementor-widget elementor-widget-heading\" data-id=\"b8ad277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">More protection. Less risk.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf025a elementor-widget elementor-widget-heading\" data-id=\"4bf025a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get a quote for your PPR Insurance<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-559f6f8 elementor-widget elementor-widget-image\" data-id=\"559f6f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-azul-gradiente-rmfq5gzt3q4neuajmlpjbf5ejpag206jqizwq145xc.webp\" title=\"separador-azul-gradiente\" alt=\"separador-azul-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ff64b elementor-widget elementor-widget-heading\" data-id=\"18ff64b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We\u2019ll provide a free, no-obligation review of your insurance.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e6c372 elementor-widget elementor-widget-spacer\" data-id=\"0e6c372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c059124 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c059124\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21bbaf0 elementor-widget elementor-widget-shortcode\" data-id=\"21bbaf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f12056-o1\" lang=\"pt-PT\" dir=\"ltr\" data-wpcf7-id=\"12056\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/11795#wpcf7-f12056-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formul\u00e1rio de contacto\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/11795#wpcf7-f12056-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"12056\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"pt_PT\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f12056-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:12056,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/>\n<\/fieldset>\n<div class=\"fieldset-cf7mls-wrapper\" data-transition-effects><fieldset class=\"fieldset-cf7mls cf7mls_current_fs\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nif\"><input size=\"40\" maxlength=\"9\" minlength=\"9\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tax Identification Number (NIF)\" value=\"\" type=\"text\" name=\"nif\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Mobile number\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span><div class=\"cf7mls-btns\"><button type=\"button\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-1\" style=\"background-color: #2e4087; color: #ffffff\">Continue<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/div><p><\/p><\/fieldset><fieldset class=\"fieldset-cf7mls\"><label class=\"sf-field-label\">Select an Option<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"opcao-ppr\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"opcao-ppr\" value=\"Entrega \u00danica\" \/><span class=\"wpcf7-list-item-label\">Single Contribution<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"opcao-ppr\" value=\"Entregas Peri\u00f3dicas\" \/><span class=\"wpcf7-list-item-label\">Regular Contributions<\/span><\/label><\/span><\/span><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"montante-ppr\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" min=\"0\" aria-invalid=\"false\" placeholder=\"Amount, if Single Contribution is selected\" value=\"\" type=\"number\" name=\"montante-ppr\" \/><\/span>\n\n<label class=\"sf-field-label\">Date of Birth<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"data-nascimento\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-required wpcf7-validates-as-date\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"dd \/ mm \/ yyyy\" value=\"\" type=\"date\" name=\"data-nascimento\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"prazo\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Term\" value=\"\" type=\"text\" name=\"prazo\" \/><\/span><div class=\"cf7mls-btns\"><button type=\"button\" class=\"cf7mls_back action-button\" name=\"cf7mls_back\" id=\"cf7mls-back-btn-cf7mls_step-2\" style=\"background-color: #2e4087; color: #ffffff\">Previous<\/button><button type=\"button\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-2\" style=\"background-color: #2e4087; color: #ffffff\">Continue<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/div><p><\/p><\/fieldset><fieldset class=\"fieldset-cf7mls\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Notes\" name=\"your-message\"><\/textarea><\/span>\n\n<div class=\"sf-acceptance sf-rgpd\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"rgpd\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"rgpd\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\"><span>I have read and accept the <a href=\"https:\/\/www.somafutureseguros.pt\/en\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy Policy<\/a> and consent to the processing of my personal data.<\/span><\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAAC-URX_BPx9wrAEk\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"particular\" type=\"hidden\" name=\"tipo-de-cliente\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"ppr\" type=\"hidden\" name=\"tipo-de-seguro\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"SEND\" \/><div class=\"cf7mls-btns cf7mls-btns-last-step\"><button type=\"button\" class=\"cf7mls_back action-button\" name=\"cf7mls_back\" id=\"cf7mls-back-btn-cf7mls_step-3\" style=\"background-color: #2e4087; color: #ffffff\">Previous<\/button><button type=\"button\" style=\"display: none;\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-3\"><img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/fieldset><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7d85dd e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"d7d85dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c81ca62 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"c81ca62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a37a847 elementor-widget elementor-widget-heading\" data-id=\"a37a847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc39ca elementor-widget elementor-widget-bridge_accordion\" data-id=\"adc39ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bridge_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"qode-accordion-holder clearfix qode-accordion qode-initial\">\n            <h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        How does a PPR Insurance plan work?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>The policyholder makes regular or one-off contributions. The funds are invested according to the selected profile, and their value grows over time. Withdrawals can be made in accordance with the applicable legal conditions.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        What are the benefits of PPR Insurance?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>You may be able to deduct part of the amount invested from your Portuguese income tax, with the deduction varying according to age. Reduced taxation may also apply if the withdrawal meets the legal conditions.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Can I withdraw my PPR savings at any time?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Yes, but tax penalties may apply if the withdrawal does not meet the legal conditions. Talk to us.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Does a PPR replace the Social Security pension?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>No. It is designed to supplement your retirement income.<\/p>    <\/div>\n<\/div>        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro PPR Seguro PPR, um investimento no futuro. Simples, r\u00e1pido e \u00e0 sua medida. Pedir Simula\u00e7\u00e3o Um PPR, ou Plano Poupan\u00e7a Reforma, \u00e9 uma solu\u00e7\u00e3o de poupan\u00e7a de m\u00e9dio\/longo prazo, indicada para quem quer preparar o futuro com maior estabilidade financeira. O Seguro PPR pode&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":10962,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-11795","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro PPR e Poupan\u00e7a Reforma | SomaFuture Seguros<\/title>\n<meta name=\"description\" content=\"Prepare o seu futuro com um Seguro PPR da SomaFuture Media\u00e7\u00e3o de Seguros. 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