{"id":11795,"date":"2026-05-04T17:56:14","date_gmt":"2026-05-04T16:56:14","guid":{"rendered":"https:\/\/www.somafutureseguros.pt\/?page_id=11795"},"modified":"2026-07-08T16:12:53","modified_gmt":"2026-07-08T15:12:53","slug":"seguro-ppr","status":"publish","type":"page","link":"https:\/\/www.somafutureseguros.pt\/en\/seguros-particulares\/seguro-ppr\/","title":{"rendered":"Seguro PPR"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11795\" class=\"elementor elementor-11795\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54888a1 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"54888a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-47fd508 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"47fd508\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3470294 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3470294\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b83493 elementor-widget elementor-widget-spacer\" data-id=\"2b83493\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ed16f7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4ed16f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Seguro PPR<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0db9f8 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"c0db9f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e718a2 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2e718a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"color: #ffffff;\">Seguro PPR, um investimento no futuro.\nSimples, r\u00e1pido e \u00e0 sua medida.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ceab5 animated-slow elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"a7ceab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"#simulador\" target=\"_self\">\n\t<span class=\"qodef-m-text\">Pedir Simula\u00e7\u00e3o<\/span>\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e53c4e elementor-widget elementor-widget-spacer\" data-id=\"8e53c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bd5d9b e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"3bd5d9b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-940d882 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"940d882\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b143b13 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"b143b13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f26a27f elementor-widget elementor-widget-heading\" data-id=\"f26a27f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Um PPR, ou Plano Poupan\u00e7a Reforma, \u00e9 uma solu\u00e7\u00e3o de poupan\u00e7a de m\u00e9dio\/longo prazo, indicada para quem quer preparar o futuro com maior estabilidade financeira.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-985c1d5 elementor-widget elementor-widget-spacer\" data-id=\"985c1d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-974dc8d elementor-widget elementor-widget-image\" data-id=\"974dc8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-azul-gradiente-rmfq5gzt3q4neuajmlpjbf5ejpag206jqizwq145xc.webp\" title=\"separador-azul-gradiente\" alt=\"separador-azul-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-870472c elementor-widget elementor-widget-spacer\" data-id=\"870472c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5766634 elementor-widget elementor-widget-text-editor\" data-id=\"5766634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">O Seguro PPR pode ajudar a complementar a <a href=\"https:\/\/www.consumidor.asf.com.pt\/poupan%C3%A7a\/planos-de-poupan%C3%A7a\">reforma<\/a> e, al\u00e9m disso, pode permitir benef\u00edcios fiscais, dependendo das condi\u00e7\u00f5es aplic\u00e1veis. Por isso, \u00e9 uma op\u00e7\u00e3o a considerar por trabalhadores por conta de outrem, independentes ou pessoas que pretendem poupar de forma disciplinada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aafa0c elementor-widget elementor-widget-spacer\" data-id=\"2aafa0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-721e341 elementor-widget elementor-widget-text-editor\" data-id=\"721e341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Na SomaFuture Media\u00e7\u00e3o de Seguros, analisamos o seu perfil financeiro, os seus objetivos e a sua capacidade de poupan\u00e7a. Depois, ajudamos a encontrar o Seguro PPR mais adequado, trabalhando com v\u00e1rias seguradoras de refer\u00eancia.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d9eb9d elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"6d9eb9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--filled qodef-type--standard qodef-size--small qodef-hover--reveal qodef--reveal-horizontal qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/www.somafutureseguros.pt\/en\/contactos\/\" target=\"_self\">\n\t<span class=\"qodef-m-text\">Fale connosco<\/span>\n\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-442bd31 elementor-widget elementor-widget-spacer\" data-id=\"442bd31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f3989b e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"2f3989b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff9e4b elementor-widget elementor-widget-image\" data-id=\"5ff9e4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2300\" height=\"2364\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja.png\" class=\"attachment-full size-full wp-image-11282\" alt=\"\" srcset=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja.png 2300w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-292x300.png 292w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-996x1024.png 996w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-768x789.png 768w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-1494x1536.png 1494w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-1993x2048.png 1993w, https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/2026\/04\/monograma-laranja-700x719.png 700w\" sizes=\"(max-width: 2300px) 100vw, 2300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f42f8e e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"9f42f8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b71b71d e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"b71b71d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc06b4d elementor-widget elementor-widget-heading\" data-id=\"cc06b4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Caracter\u00edsticas principais seguro PPR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db6b62 animated-slow elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"1db6b62\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a845a7e elementor-widget elementor-widget-spacer\" data-id=\"a845a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f09583 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"9f09583\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c162176 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c162176\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d6aa55 elementor-widget elementor-widget-heading\" data-id=\"7d6aa55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Coberturas comuns:<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd3429 elementor-widget elementor-widget-text-editor\" data-id=\"0cd3429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">&#8211; Seguro de capital garantido (menor risco, rendimento mais baixo) <\/span><br \/><span style=\"color: #ffffff;\">&#8211; Seguro de capital n\u00e3o garantido (pode render mais, mas tem risco associado).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282d281 elementor-widget elementor-widget-text-editor\" data-id=\"282d281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">&#8211; Garantia parcial ou total do capital (depende do produto)<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Cobertura em caso de morte (benefici\u00e1rio recebe do seguro)<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6b3945 elementor-widget elementor-widget-text-editor\" data-id=\"a6b3945\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">&#8211; Possibilidade de deduzir ao IRS at\u00e9 20% de contribui\u00e7\u00f5es, com limites anuais que variam conforme a idade<\/span><br \/><span style=\"color: #ffffff;\">&#8211; Taxa de IRS reduzida sobre rendimentos no resgate, se cumpridas regras de prazo<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aaf5c2 elementor-widget elementor-widget-spacer\" data-id=\"9aaf5c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba2eb62 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"ba2eb62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca6b05 elementor-widget elementor-widget-spacer\" data-id=\"1ca6b05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ef2112 elementor-widget elementor-widget-text-editor\" data-id=\"5ef2112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<span style=\"color: #ffffff;\">A escolha das coberturas deve ser ajustada \u00e0s suas necessidades e ao tipo de risco a segurar. \u00c9 essencial verificar as coberturas, exclus\u00f5es e capitais seguros definidos na ap\u00f3lice.<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca14c2b elementor-widget elementor-widget-spacer\" data-id=\"ca14c2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7229a09 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"7229a09\" data-element_type=\"container\" data-e-type=\"container\" id=\"simulador\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5892804 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"5892804\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ad277 elementor-widget elementor-widget-heading\" data-id=\"b8ad277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mais prote\u00e7\u00e3o. Menos Riscos.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bf025a elementor-widget elementor-widget-heading\" data-id=\"4bf025a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pe\u00e7a uma simula\u00e7\u00e3o do seu Seguro PPR<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-559f6f8 elementor-widget elementor-widget-image\" data-id=\"559f6f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/uploads\/elementor\/thumbs\/separador-azul-gradiente-rmfq5gzt3q4neuajmlpjbf5ejpag206jqizwq145xc.webp\" title=\"separador-azul-gradiente\" alt=\"separador-azul-gradiente\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ff64b elementor-widget elementor-widget-heading\" data-id=\"18ff64b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Enviaremos uma an\u00e1lise gratuita do seu seguro e sem compromisso.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e6c372 elementor-widget elementor-widget-spacer\" data-id=\"0e6c372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c059124 e-con-full e-flex parallax_section_no qode_elementor_container_no e-con e-child\" data-id=\"c059124\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21bbaf0 elementor-widget elementor-widget-shortcode\" data-id=\"21bbaf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f12056-o1\" lang=\"pt-PT\" dir=\"ltr\" data-wpcf7-id=\"12056\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/11795#wpcf7-f12056-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formul\u00e1rio de contacto\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/11795#wpcf7-f12056-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"12056\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"pt_PT\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f12056-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:12056,&quot;conditions&quot;:[],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;repeater_remove_button&quot;:&quot;bottom&quot;}}\" \/>\n<\/fieldset>\n<div class=\"fieldset-cf7mls-wrapper\" data-transition-effects><fieldset class=\"fieldset-cf7mls cf7mls_current_fs\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nome*\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"nif\"><input size=\"40\" maxlength=\"9\" minlength=\"9\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"NIF*\" value=\"\" type=\"text\" name=\"nif\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Telem\u00f3vel*\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span><div class=\"cf7mls-btns\"><button type=\"button\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-1\" style=\"background-color: #2e4087; color: #ffffff\">Seguinte<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/div><p><\/p><\/fieldset><fieldset class=\"fieldset-cf7mls\"><label class=\"sf-field-label\">Op\u00e7\u00e3o de escolha<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"opcao-ppr\"><span class=\"wpcf7-form-control wpcf7-radio\"><span class=\"wpcf7-list-item first\"><label><input type=\"radio\" name=\"opcao-ppr\" value=\"Entrega \u00danica\" \/><span class=\"wpcf7-list-item-label\">Entrega \u00danica<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"radio\" name=\"opcao-ppr\" value=\"Entregas Peri\u00f3dicas\" \/><span class=\"wpcf7-list-item-label\">Entregas Peri\u00f3dicas<\/span><\/label><\/span><\/span><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"montante-ppr\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" min=\"0\" aria-invalid=\"false\" placeholder=\"Montante, caso escolha Entrega \u00danica\" value=\"\" type=\"number\" name=\"montante-ppr\" \/><\/span>\n\n<label class=\"sf-field-label\">Data de Nascimento<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"data-nascimento\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-required wpcf7-validates-as-date\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"dd \/ mm \/ yyyy\" value=\"\" type=\"date\" name=\"data-nascimento\" \/><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"prazo\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Prazo\" value=\"\" type=\"text\" name=\"prazo\" \/><\/span><div class=\"cf7mls-btns\"><button type=\"button\" class=\"cf7mls_back action-button\" name=\"cf7mls_back\" id=\"cf7mls-back-btn-cf7mls_step-2\" style=\"background-color: #2e4087; color: #ffffff\">Anterior<\/button><button type=\"button\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-2\" style=\"background-color: #2e4087; color: #ffffff\">Seguinte<img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/div><p><\/p><\/fieldset><fieldset class=\"fieldset-cf7mls\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Obs.\" name=\"your-message\"><\/textarea><\/span>\n\n<div class=\"sf-acceptance sf-rgpd\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"rgpd\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"rgpd\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\"><span>Li e aceito a <a href=\"https:\/\/www.somafutureseguros.pt\/en\/politica-de-privacidade\/\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de Privacidade<\/a> e o tratamento dos meus dados pessoais.<\/span><\/span><\/label><\/span><\/span><\/span>\n<\/div>\n<div class=\"wpcf7-turnstile cf-turnstile\" data-sitekey=\"0x4AAAAAAC-URX_BPx9wrAEk\" data-response-field-name=\"_wpcf7_turnstile_response\"><\/div>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"particular\" type=\"hidden\" name=\"tipo-de-cliente\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"ppr\" type=\"hidden\" name=\"tipo-de-seguro\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"ENVIAR\" \/><div class=\"cf7mls-btns cf7mls-btns-last-step\"><button type=\"button\" class=\"cf7mls_back action-button\" name=\"cf7mls_back\" id=\"cf7mls-back-btn-cf7mls_step-3\" style=\"background-color: #2e4087; color: #ffffff\">Anterior<\/button><button type=\"button\" style=\"display: none;\" class=\"cf7mls_next cf7mls_btn action-button\" name=\"cf7mls_next\" id=\"cf7mls-next-btn-cf7mls_step-3\"><img decoding=\"async\" src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" alt=\"Step Loading\" data-lazy-src=\"https:\/\/www.somafutureseguros.pt\/wp-content\/plugins\/cf7-multi-step\/assets\/frontend\/img\/loader.svg\" style=\"display: none;\" \/><\/button><\/fieldset><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7d85dd e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"d7d85dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c81ca62 e-flex e-con-boxed parallax_section_no qode_elementor_container_no e-con e-parent\" data-id=\"c81ca62\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a37a847 elementor-widget elementor-widget-heading\" data-id=\"a37a847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc39ca elementor-widget elementor-widget-bridge_accordion\" data-id=\"adc39ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"bridge_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"qode-accordion-holder clearfix qode-accordion qode-initial\">\n            <h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Como funciona um Seguro PPR?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>O segurado faz entregas peri\u00f3dicas ou pontuais. O capital \u00e9 aplicado de acordo com o perfil definido e o valor cresce ao longo do tempo. O resgate pode ser feito nos termos legais.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Quais os benef\u00edcios de um Seguro PPR?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Dedu\u00e7\u00e3o no IRS de parte dos valores investidos (percentagem de dedu\u00e7\u00e3o vari\u00e1vel consoante a idade) e tributa\u00e7\u00e3o reduzida se o resgate cumprir as condi\u00e7\u00f5es legais.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        Posso resgatar o PPR a qualquer momento?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>Sim, mas podem existir penaliza\u00e7\u00f5es fiscais fora das condi\u00e7\u00f5es legais. Fale connosco.<\/p>    <\/div>\n<\/div><h2 class=\"clearfix qode-title-holder\">\n<span class=\"qode-tab-title\">\n\t\t\t<span class=\"qode-tab-title-icon\">\n\t\t\t\t\t<\/span>\n\t    <span class=\"qode-tab-title-inner\">\n        O PPR substitui a pens\u00e3o da Seguran\u00e7a Social?    <\/span>\n<\/span>\n<span class=\"qode-accordion-mark\">\n    <span class=\"qode-accordion-mark-icon\">\n        <span class=\"icon_plus\"><\/span>\n        <span class=\"icon_minus-06\"><\/span>\n    <\/span>\n<\/span>\n<\/h2>\n<div  class=\"qode-accordion-content\" style=\"background-image: url(); padding: 20px 20px 20px 80px\">\n    <div class=\"qode-accordion-content-inner\">\n        <p>N\u00e3o. Funciona como complemento \u00e0 reforma.<\/p>    <\/div>\n<\/div>        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Seguro PPR Seguro PPR, um investimento no futuro. Simples, r\u00e1pido e \u00e0 sua medida. Pedir Simula\u00e7\u00e3o Um PPR, ou Plano Poupan\u00e7a Reforma, \u00e9 uma solu\u00e7\u00e3o de poupan\u00e7a de m\u00e9dio\/longo prazo, indicada para quem quer preparar o futuro com maior estabilidade financeira. O Seguro PPR pode&#8230;<\/p>","protected":false},"author":1,"featured_media":0,"parent":10962,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-11795","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguro PPR e Poupan\u00e7a Reforma | SomaFuture Seguros<\/title>\n<meta name=\"description\" content=\"Prepare o seu futuro com um Seguro PPR da SomaFuture Media\u00e7\u00e3o de Seguros. Compare solu\u00e7\u00f5es de poupan\u00e7a reforma e pe\u00e7a aconselhamento.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.somafutureseguros.pt\/en\/seguros-particulares\/seguro-ppr\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Seguro PPR e Poupan\u00e7a Reforma | SomaFuture Seguros\" \/>\n<meta property=\"og:description\" content=\"Prepare o seu futuro com um Seguro PPR da SomaFuture Media\u00e7\u00e3o de Seguros. 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